Starting with the basics, this course will explain the tools available to you as a student loan borrower and the many repayment plans in place to suit a variety of financial needs. You will also learn strategies and methods for making the repayment process easier, including a few opportunities when debt might be alleviated. Finally, the course tackles that common fear of what might happen if you are unable to repay your loans and offers guidance about proactive measures you can take to prevent student loan default.

Important Note: A federal court has blocked the U.S. Department of Education (ED) from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans. As federal student loan policies continue to evolve, certain course content may no longer reflect current law. We are closely monitoring these developments and will update the material as new guidance is finalized. Please visit the Federal Student Aid website or consult your loan servicer for additional information.